Property: Coverage for physical assets, including buildings and contents, against damage or loss from events like fire, theft, or natural disasters.
GL (General Liability): Insurance that protects businesses from claims of bodily injury, property damage, and personal injury.
WC (Workers' Compensation): Coverage providing wage replacement and medical benefits to employees injured in the course of employment.
Commercial Auto: Insurance for vehicles used in business operations, covering liability and physical damage.
Personal Auto: Coverage for individual-owned vehicles, protecting against liabilities and physical damage from accidents.
Directors and Officers (D&O): Insurance that protects company executives against claims made for alleged wrongful acts in their capacity as directors or officers.
Errors and Omissions (E&O): Liability coverage for professionals against claims of inadequate work or negligent actions.
EPLI (Employment Practices Liability Insurance): Protects employers against claims related to employment issues like discrimination, harassment, or wrongful termination.
Employed Lawyers: Coverage specifically for in-house legal counsel against malpractice claims arising from their legal work.
Cyber: Insurance covering financial losses from data breaches, cyber-attacks, and other cyber incidents.
Bonds: Financial guarantees that ensure contractual obligations are met or compensate for a failure to perform.
Garage Keepers: Coverage for businesses that offer vehicle storage or repair services, protecting against damage to vehicles under their care.
Inland Marine: Insurance for goods, equipment, and property in transit or movable.
BOP (Business Owners Policy): A bundled insurance package that includes property, liability, and business interruption coverage for small to mid-sized businesses.